LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,735
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,096
−HK$1,382/mo
Today · 4.125%
HK$46,478
baseline
▲ 0.50% · 4.625%
HK$49,306
+HK$2,828/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,956/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,655
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,960
−HK$1,324/mo
Today · 4.125%
HK$51,284
baseline
▲ 0.50% · 4.625%
HK$53,987
+HK$2,703/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,568/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,483
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,115
−HK$1,659/mo
Today · 4.125%
HK$55,774
baseline
▲ 0.50% · 4.625%
HK$59,167
+HK$3,393/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$111,548/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,386
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,952
−HK$1,589/mo
Today · 4.125%
HK$61,541
baseline
▲ 0.50% · 4.625%
HK$64,785
+HK$3,244/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$123,082/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,230
−HK$3,839/mo
▼ 0.25% · 3.875%
HK$63,134
−HK$1,935/mo
Today · 4.125%
HK$65,069
baseline
▲ 0.50% · 4.625%
HK$69,029
+HK$3,960/mo
Deposit HK$5.75M · loan HK$13.43M · min. income ≈ HK$130,138/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,117
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$69,944
−HK$1,854/mo
Today · 4.125%
HK$71,798
baseline
▲ 0.50% · 4.625%
HK$75,582
+HK$3,784/mo
Deposit HK$5.75M · loan HK$13.43M · min. income ≈ HK$143,596/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,724
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,173
−HK$2,488/mo
Today · 4.125%
HK$83,661
baseline
▲ 0.50% · 4.625%
HK$88,751
+HK$5,090/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$167,322/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,579
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,928
−HK$2,383/mo
Today · 4.125%
HK$92,311
baseline
▲ 0.50% · 4.625%
HK$97,177
+HK$4,866/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$184,622/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,253 · Scale 2, in force from 26 Feb 2026)