LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,736
−HK$2,742/mo
▼ 0.25% · 3.875%
HK$45,096
−HK$1,382/mo
Today · 4.125%
HK$46,478
baseline
▲ 0.50% · 4.625%
HK$49,306
+HK$2,828/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,956/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,656
−HK$2,628/mo
▼ 0.25% · 3.875%
HK$49,960
−HK$1,324/mo
Today · 4.125%
HK$51,284
baseline
▲ 0.50% · 4.625%
HK$53,987
+HK$2,703/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,568/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,483
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,115
−HK$1,659/mo
Today · 4.125%
HK$55,774
baseline
▲ 0.50% · 4.625%
HK$59,168
+HK$3,394/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$111,548/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,387
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$59,953
−HK$1,588/mo
Today · 4.125%
HK$61,541
baseline
▲ 0.50% · 4.625%
HK$64,785
+HK$3,244/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$123,082/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,230
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,135
−HK$1,935/mo
Today · 4.125%
HK$65,070
baseline
▲ 0.50% · 4.625%
HK$69,029
+HK$3,959/mo
Deposit HK$5.75M · loan HK$13.43M · min. income ≈ HK$130,140/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,118
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,945
−HK$1,853/mo
Today · 4.125%
HK$71,798
baseline
▲ 0.50% · 4.625%
HK$75,582
+HK$3,784/mo
Deposit HK$5.75M · loan HK$13.43M · min. income ≈ HK$143,596/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,724
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,173
−HK$2,488/mo
Today · 4.125%
HK$83,661
baseline
▲ 0.50% · 4.625%
HK$88,752
+HK$5,091/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$167,322/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,580
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,929
−HK$2,383/mo
Today · 4.125%
HK$92,312
baseline
▲ 0.50% · 4.625%
HK$97,177
+HK$4,865/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$184,624/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,257 · Scale 2, in force from 26 Feb 2026)