LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,739
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,100
−HK$1,382/mo
Today · 4.125%
HK$46,482
baseline
▲ 0.50% · 4.625%
HK$49,310
+HK$2,828/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,964/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,659
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,964
−HK$1,324/mo
Today · 4.125%
HK$51,288
baseline
▲ 0.50% · 4.625%
HK$53,992
+HK$2,704/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,576/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,487
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,120
−HK$1,658/mo
Today · 4.125%
HK$55,778
baseline
▲ 0.50% · 4.625%
HK$59,172
+HK$3,394/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$111,556/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,391
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,957
−HK$1,589/mo
Today · 4.125%
HK$61,546
baseline
▲ 0.50% · 4.625%
HK$64,790
+HK$3,244/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$123,092/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,235
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,139
−HK$1,936/mo
Today · 4.125%
HK$65,075
baseline
▲ 0.50% · 4.625%
HK$69,034
+HK$3,959/mo
Deposit HK$5.75M · loan HK$13.43M · min. income ≈ HK$130,150/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,123
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,950
−HK$1,853/mo
Today · 4.125%
HK$71,803
baseline
▲ 0.50% · 4.625%
HK$75,588
+HK$3,785/mo
Deposit HK$5.75M · loan HK$13.43M · min. income ≈ HK$143,606/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,730
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,179
−HK$2,488/mo
Today · 4.125%
HK$83,667
baseline
▲ 0.50% · 4.625%
HK$88,758
+HK$5,091/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$167,334/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,587
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,936
−HK$2,383/mo
Today · 4.125%
HK$92,319
baseline
▲ 0.50% · 4.625%
HK$97,185
+HK$4,866/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$184,638/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,312 · Scale 2, in force from 26 Feb 2026)