LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,740
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,100
−HK$1,383/mo
Today · 4.125%
HK$46,483
baseline
▲ 0.50% · 4.625%
HK$49,311
+HK$2,828/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,966/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,660
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,965
−HK$1,324/mo
Today · 4.125%
HK$51,289
baseline
▲ 0.50% · 4.625%
HK$53,992
+HK$2,703/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,578/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,488
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,120
−HK$1,659/mo
Today · 4.125%
HK$55,779
baseline
▲ 0.50% · 4.625%
HK$59,173
+HK$3,394/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$111,558/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,392
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,958
−HK$1,589/mo
Today · 4.125%
HK$61,547
baseline
▲ 0.50% · 4.625%
HK$64,791
+HK$3,244/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$123,094/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,236
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,140
−HK$1,936/mo
Today · 4.125%
HK$65,076
baseline
▲ 0.50% · 4.625%
HK$69,035
+HK$3,959/mo
Deposit HK$5.75M · loan HK$13.43M · min. income ≈ HK$130,152/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,124
−HK$3,680/mo
▼ 0.25% · 3.875%
HK$69,951
−HK$1,853/mo
Today · 4.125%
HK$71,804
baseline
▲ 0.50% · 4.625%
HK$75,589
+HK$3,785/mo
Deposit HK$5.75M · loan HK$13.43M · min. income ≈ HK$143,608/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,731
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$81,180
−HK$2,489/mo
Today · 4.125%
HK$83,669
baseline
▲ 0.50% · 4.625%
HK$88,760
+HK$5,091/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$167,338/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,588
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,937
−HK$2,383/mo
Today · 4.125%
HK$92,320
baseline
▲ 0.50% · 4.625%
HK$97,186
+HK$4,866/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$184,640/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,322 · Scale 2, in force from 26 Feb 2026)