LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,742
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,103
−HK$1,382/mo
Today · 4.125%
HK$46,485
baseline
▲ 0.50% · 4.625%
HK$49,313
+HK$2,828/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,970/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,662
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,968
−HK$1,324/mo
Today · 4.125%
HK$51,292
baseline
▲ 0.50% · 4.625%
HK$53,995
+HK$2,703/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,584/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,490
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,123
−HK$1,659/mo
Today · 4.125%
HK$55,782
baseline
▲ 0.50% · 4.625%
HK$59,176
+HK$3,394/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$111,564/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,395
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,961
−HK$1,589/mo
Today · 4.125%
HK$61,550
baseline
▲ 0.50% · 4.625%
HK$64,794
+HK$3,244/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$123,100/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,239
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,144
−HK$1,935/mo
Today · 4.125%
HK$65,079
baseline
▲ 0.50% · 4.625%
HK$69,039
+HK$3,960/mo
Deposit HK$5.75M · loan HK$13.43M · min. income ≈ HK$130,158/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,127
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$69,955
−HK$1,853/mo
Today · 4.125%
HK$71,808
baseline
▲ 0.50% · 4.625%
HK$75,593
+HK$3,785/mo
Deposit HK$5.75M · loan HK$13.43M · min. income ≈ HK$143,616/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,736
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,185
−HK$2,488/mo
Today · 4.125%
HK$83,673
baseline
▲ 0.50% · 4.625%
HK$88,764
+HK$5,091/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$167,346/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,592
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$89,942
−HK$2,383/mo
Today · 4.125%
HK$92,325
baseline
▲ 0.50% · 4.625%
HK$97,191
+HK$4,866/mo
Deposit HK$1.92M · loan HK$17.26M · min. income ≈ HK$184,650/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,360 · Scale 2, in force from 26 Feb 2026)