LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,743
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,104
−HK$1,382/mo
Today · 4.125%
HK$46,486
baseline
▲ 0.50% · 4.625%
HK$49,315
+HK$2,829/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,972/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,664
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,969
−HK$1,324/mo
Today · 4.125%
HK$51,293
baseline
▲ 0.50% · 4.625%
HK$53,997
+HK$2,704/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,586/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,492
−HK$3,291/mo
▼ 0.25% · 3.875%
HK$54,124
−HK$1,659/mo
Today · 4.125%
HK$55,783
baseline
▲ 0.50% · 4.625%
HK$59,178
+HK$3,395/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$111,566/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,396
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,963
−HK$1,588/mo
Today · 4.125%
HK$61,551
baseline
▲ 0.50% · 4.625%
HK$64,796
+HK$3,245/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$123,102/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,240
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,145
−HK$1,936/mo
Today · 4.125%
HK$65,081
baseline
▲ 0.50% · 4.625%
HK$69,041
+HK$3,960/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$130,162/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,129
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$69,956
−HK$1,854/mo
Today · 4.125%
HK$71,810
baseline
▲ 0.50% · 4.625%
HK$75,595
+HK$3,785/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$143,620/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,738
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,187
−HK$2,488/mo
Today · 4.125%
HK$83,675
baseline
▲ 0.50% · 4.625%
HK$88,767
+HK$5,092/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$167,350/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,595
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,944
−HK$2,383/mo
Today · 4.125%
HK$92,327
baseline
▲ 0.50% · 4.625%
HK$97,194
+HK$4,867/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$184,654/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,378 · Scale 2, in force from 26 Feb 2026)