LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,744
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,105
−HK$1,382/mo
Today · 4.125%
HK$46,487
baseline
▲ 0.50% · 4.625%
HK$49,316
+HK$2,829/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,974/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,665
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,970
−HK$1,324/mo
Today · 4.125%
HK$51,294
baseline
▲ 0.50% · 4.625%
HK$53,998
+HK$2,704/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,588/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,493
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,126
−HK$1,659/mo
Today · 4.125%
HK$55,785
baseline
▲ 0.50% · 4.625%
HK$59,179
+HK$3,394/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$111,570/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,398
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$59,964
−HK$1,589/mo
Today · 4.125%
HK$61,553
baseline
▲ 0.50% · 4.625%
HK$64,798
+HK$3,245/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$123,106/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,242
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,147
−HK$1,935/mo
Today · 4.125%
HK$65,082
baseline
▲ 0.50% · 4.625%
HK$69,043
+HK$3,961/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$130,164/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,131
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$69,958
−HK$1,854/mo
Today · 4.125%
HK$71,812
baseline
▲ 0.50% · 4.625%
HK$75,597
+HK$3,785/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$143,624/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,740
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,189
−HK$2,488/mo
Today · 4.125%
HK$83,677
baseline
▲ 0.50% · 4.625%
HK$88,769
+HK$5,092/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$167,354/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,597
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$89,947
−HK$2,383/mo
Today · 4.125%
HK$92,330
baseline
▲ 0.50% · 4.625%
HK$97,197
+HK$4,867/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$184,660/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,399 · Scale 2, in force from 26 Feb 2026)