LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,747
−HK$2,743/mo
▼ 0.25% · 3.875%
HK$45,108
−HK$1,382/mo
Today · 4.125%
HK$46,490
baseline
▲ 0.50% · 4.625%
HK$49,319
+HK$2,829/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,980/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,668
−HK$2,629/mo
▼ 0.25% · 3.875%
HK$49,973
−HK$1,324/mo
Today · 4.125%
HK$51,297
baseline
▲ 0.50% · 4.625%
HK$54,001
+HK$2,704/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,594/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,496
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,129
−HK$1,659/mo
Today · 4.125%
HK$55,788
baseline
▲ 0.50% · 4.625%
HK$59,183
+HK$3,395/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$111,576/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,401
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,968
−HK$1,589/mo
Today · 4.125%
HK$61,557
baseline
▲ 0.50% · 4.625%
HK$64,801
+HK$3,244/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$123,114/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,246
−HK$3,840/mo
▼ 0.25% · 3.875%
HK$63,151
−HK$1,935/mo
Today · 4.125%
HK$65,086
baseline
▲ 0.50% · 4.625%
HK$69,047
+HK$3,961/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$130,172/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,135
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$69,962
−HK$1,854/mo
Today · 4.125%
HK$71,816
baseline
▲ 0.50% · 4.625%
HK$75,602
+HK$3,786/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$143,632/mo (50% DSR)
Upfront cash ≈ HK$6.47M (deposit + AVD stamp duty HK$719,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,744
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$81,194
−HK$2,488/mo
Today · 4.125%
HK$83,682
baseline
▲ 0.50% · 4.625%
HK$88,774
+HK$5,092/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$167,364/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,602
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$89,952
−HK$2,383/mo
Today · 4.125%
HK$92,335
baseline
▲ 0.50% · 4.625%
HK$97,202
+HK$4,867/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$184,670/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,440 · Scale 2, in force from 26 Feb 2026)