LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,748
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,109
−HK$1,383/mo
Today · 4.125%
HK$46,492
baseline
▲ 0.50% · 4.625%
HK$49,320
+HK$2,828/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,984/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,669
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,975
−HK$1,324/mo
Today · 4.125%
HK$51,299
baseline
▲ 0.50% · 4.625%
HK$54,003
+HK$2,704/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,598/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,498
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,131
−HK$1,659/mo
Today · 4.125%
HK$55,790
baseline
▲ 0.50% · 4.625%
HK$59,185
+HK$3,395/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$111,580/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,403
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,970
−HK$1,589/mo
Today · 4.125%
HK$61,559
baseline
▲ 0.50% · 4.625%
HK$64,804
+HK$3,245/mo
Deposit HK$7.67M · loan HK$11.51M · min. income ≈ HK$123,118/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,247
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,153
−HK$1,935/mo
Today · 4.125%
HK$65,088
baseline
▲ 0.50% · 4.625%
HK$69,049
+HK$3,961/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$130,176/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,137
−HK$3,681/mo
▼ 0.25% · 3.875%
HK$69,965
−HK$1,853/mo
Today · 4.125%
HK$71,818
baseline
▲ 0.50% · 4.625%
HK$75,604
+HK$3,786/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$143,636/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,747
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$81,196
−HK$2,489/mo
Today · 4.125%
HK$83,685
baseline
▲ 0.50% · 4.625%
HK$88,777
+HK$5,092/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$167,370/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,605
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$89,954
−HK$2,384/mo
Today · 4.125%
HK$92,338
baseline
▲ 0.50% · 4.625%
HK$97,205
+HK$4,867/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$184,676/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,462 · Scale 2, in force from 26 Feb 2026)