LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,754
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,115
−HK$1,383/mo
Today · 4.125%
HK$46,498
baseline
▲ 0.50% · 4.625%
HK$49,327
+HK$2,829/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,996/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,676
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,981
−HK$1,325/mo
Today · 4.125%
HK$51,306
baseline
▲ 0.50% · 4.625%
HK$54,010
+HK$2,704/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,612/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,505
−HK$3,292/mo
▼ 0.25% · 3.875%
HK$54,138
−HK$1,659/mo
Today · 4.125%
HK$55,797
baseline
▲ 0.50% · 4.625%
HK$59,192
+HK$3,395/mo
Deposit HK$7.68M · loan HK$11.51M · min. income ≈ HK$111,594/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,411
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,978
−HK$1,589/mo
Today · 4.125%
HK$61,567
baseline
▲ 0.50% · 4.625%
HK$64,812
+HK$3,245/mo
Deposit HK$7.68M · loan HK$11.51M · min. income ≈ HK$123,134/mo (50% DSR)
Upfront cash ≈ HK$8.39M (deposit + AVD stamp duty HK$719,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,256
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,161
−HK$1,936/mo
Today · 4.125%
HK$65,097
baseline
▲ 0.50% · 4.625%
HK$69,058
+HK$3,961/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$130,194/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,146
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,974
−HK$1,854/mo
Today · 4.125%
HK$71,828
baseline
▲ 0.50% · 4.625%
HK$75,614
+HK$3,786/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$143,656/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,757
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,207
−HK$2,489/mo
Today · 4.125%
HK$83,696
baseline
▲ 0.50% · 4.625%
HK$88,789
+HK$5,093/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$167,392/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,617
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$89,966
−HK$2,384/mo
Today · 4.125%
HK$92,350
baseline
▲ 0.50% · 4.625%
HK$97,218
+HK$4,868/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$184,700/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,557 · Scale 2, in force from 26 Feb 2026)