LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,755
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,116
−HK$1,383/mo
Today · 4.125%
HK$46,499
baseline
▲ 0.50% · 4.625%
HK$49,328
+HK$2,829/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$92,998/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,677
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,983
−HK$1,324/mo
Today · 4.125%
HK$51,307
baseline
▲ 0.50% · 4.625%
HK$54,011
+HK$2,704/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,614/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,506
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,139
−HK$1,660/mo
Today · 4.125%
HK$55,799
baseline
▲ 0.50% · 4.625%
HK$59,194
+HK$3,395/mo
Deposit HK$7.68M · loan HK$11.51M · min. income ≈ HK$111,598/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,412
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,979
−HK$1,589/mo
Today · 4.125%
HK$61,568
baseline
▲ 0.50% · 4.625%
HK$64,814
+HK$3,246/mo
Deposit HK$7.68M · loan HK$11.51M · min. income ≈ HK$123,136/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,257
−HK$3,841/mo
▼ 0.25% · 3.875%
HK$63,162
−HK$1,936/mo
Today · 4.125%
HK$65,098
baseline
▲ 0.50% · 4.625%
HK$69,059
+HK$3,961/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$130,196/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,148
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,976
−HK$1,854/mo
Today · 4.125%
HK$71,830
baseline
▲ 0.50% · 4.625%
HK$75,616
+HK$3,786/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$143,660/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,759
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,209
−HK$2,489/mo
Today · 4.125%
HK$83,698
baseline
▲ 0.50% · 4.625%
HK$88,791
+HK$5,093/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$167,396/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,619
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$89,969
−HK$2,383/mo
Today · 4.125%
HK$92,352
baseline
▲ 0.50% · 4.625%
HK$97,220
+HK$4,868/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$184,704/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,575 · Scale 2, in force from 26 Feb 2026)