LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,756
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,117
−HK$1,383/mo
Today · 4.125%
HK$46,500
baseline
▲ 0.50% · 4.625%
HK$49,329
+HK$2,829/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$93,000/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,678
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,984
−HK$1,324/mo
Today · 4.125%
HK$51,308
baseline
▲ 0.50% · 4.625%
HK$54,013
+HK$2,705/mo
Deposit HK$9.59M · loan HK$9.59M · min. income ≈ HK$102,616/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,507
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,140
−HK$1,660/mo
Today · 4.125%
HK$55,800
baseline
▲ 0.50% · 4.625%
HK$59,195
+HK$3,395/mo
Deposit HK$7.68M · loan HK$11.51M · min. income ≈ HK$111,600/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,414
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,980
−HK$1,590/mo
Today · 4.125%
HK$61,570
baseline
▲ 0.50% · 4.625%
HK$64,815
+HK$3,245/mo
Deposit HK$7.68M · loan HK$11.51M · min. income ≈ HK$123,140/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,258
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,164
−HK$1,936/mo
Today · 4.125%
HK$65,100
baseline
▲ 0.50% · 4.625%
HK$69,061
+HK$3,961/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$130,200/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,149
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,977
−HK$1,854/mo
Today · 4.125%
HK$71,831
baseline
▲ 0.50% · 4.625%
HK$75,618
+HK$3,787/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$143,662/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,761
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,211
−HK$2,489/mo
Today · 4.125%
HK$83,700
baseline
▲ 0.50% · 4.625%
HK$88,793
+HK$5,093/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$167,400/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,590 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,621
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$89,970
−HK$2,384/mo
Today · 4.125%
HK$92,354
baseline
▲ 0.50% · 4.625%
HK$97,223
+HK$4,869/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$184,708/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,590 · Scale 2, in force from 26 Feb 2026)