LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,759
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,120
−HK$1,383/mo
Today · 4.125%
HK$46,503
baseline
▲ 0.50% · 4.625%
HK$49,332
+HK$2,829/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,006/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,681
−HK$2,630/mo
▼ 0.25% · 3.875%
HK$49,987
−HK$1,324/mo
Today · 4.125%
HK$51,311
baseline
▲ 0.50% · 4.625%
HK$54,016
+HK$2,705/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,622/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$719,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,510
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,144
−HK$1,659/mo
Today · 4.125%
HK$55,803
baseline
▲ 0.50% · 4.625%
HK$59,199
+HK$3,396/mo
Deposit HK$7.68M · loan HK$11.51M · min. income ≈ HK$111,606/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,417
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,984
−HK$1,589/mo
Today · 4.125%
HK$61,573
baseline
▲ 0.50% · 4.625%
HK$64,819
+HK$3,246/mo
Deposit HK$7.68M · loan HK$11.51M · min. income ≈ HK$123,146/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,262
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,168
−HK$1,936/mo
Today · 4.125%
HK$65,104
baseline
▲ 0.50% · 4.625%
HK$69,065
+HK$3,961/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$130,208/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,153
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,981
−HK$1,855/mo
Today · 4.125%
HK$71,836
baseline
▲ 0.50% · 4.625%
HK$75,622
+HK$3,786/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$143,672/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,766
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,216
−HK$2,489/mo
Today · 4.125%
HK$83,705
baseline
▲ 0.50% · 4.625%
HK$88,798
+HK$5,093/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$167,410/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,626
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,976
−HK$2,384/mo
Today · 4.125%
HK$92,360
baseline
▲ 0.50% · 4.625%
HK$97,229
+HK$4,869/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$184,720/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,634 · Scale 2, in force from 26 Feb 2026)