LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,761
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,122
−HK$1,383/mo
Today · 4.125%
HK$46,505
baseline
▲ 0.50% · 4.625%
HK$49,335
+HK$2,830/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,010/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,683
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$49,989
−HK$1,325/mo
Today · 4.125%
HK$51,314
baseline
▲ 0.50% · 4.625%
HK$54,018
+HK$2,704/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,628/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,513
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,146
−HK$1,660/mo
Today · 4.125%
HK$55,806
baseline
▲ 0.50% · 4.625%
HK$59,202
+HK$3,396/mo
Deposit HK$7.68M · loan HK$11.51M · min. income ≈ HK$111,612/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,420
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,987
−HK$1,589/mo
Today · 4.125%
HK$61,576
baseline
▲ 0.50% · 4.625%
HK$64,822
+HK$3,246/mo
Deposit HK$7.68M · loan HK$11.51M · min. income ≈ HK$123,152/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,265
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,171
−HK$1,936/mo
Today · 4.125%
HK$65,107
baseline
▲ 0.50% · 4.625%
HK$69,068
+HK$3,961/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$130,214/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,157
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,985
−HK$1,854/mo
Today · 4.125%
HK$71,839
baseline
▲ 0.50% · 4.625%
HK$75,626
+HK$3,787/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$143,678/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,769
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,219
−HK$2,490/mo
Today · 4.125%
HK$83,709
baseline
▲ 0.50% · 4.625%
HK$88,802
+HK$5,093/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$167,418/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,630
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,980
−HK$2,384/mo
Today · 4.125%
HK$92,364
baseline
▲ 0.50% · 4.625%
HK$97,233
+HK$4,869/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$184,728/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,668 · Scale 2, in force from 26 Feb 2026)