LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,763
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,125
−HK$1,383/mo
Today · 4.125%
HK$46,508
baseline
▲ 0.50% · 4.625%
HK$49,338
+HK$2,830/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,016/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,686
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$49,992
−HK$1,325/mo
Today · 4.125%
HK$51,317
baseline
▲ 0.50% · 4.625%
HK$54,022
+HK$2,705/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,634/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,516
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,150
−HK$1,659/mo
Today · 4.125%
HK$55,809
baseline
▲ 0.50% · 4.625%
HK$59,205
+HK$3,396/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,618/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,424
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,991
−HK$1,589/mo
Today · 4.125%
HK$61,580
baseline
▲ 0.50% · 4.625%
HK$64,826
+HK$3,246/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,160/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,269
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,175
−HK$1,936/mo
Today · 4.125%
HK$65,111
baseline
▲ 0.50% · 4.625%
HK$69,073
+HK$3,962/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$130,222/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,161
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,989
−HK$1,855/mo
Today · 4.125%
HK$71,844
baseline
▲ 0.50% · 4.625%
HK$75,630
+HK$3,786/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$143,688/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,774
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,225
−HK$2,489/mo
Today · 4.125%
HK$83,714
baseline
▲ 0.50% · 4.625%
HK$88,808
+HK$5,094/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$167,428/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,636
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,986
−HK$2,384/mo
Today · 4.125%
HK$92,370
baseline
▲ 0.50% · 4.625%
HK$97,239
+HK$4,869/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$184,740/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,713 · Scale 2, in force from 26 Feb 2026)