LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,764
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,126
−HK$1,383/mo
Today · 4.125%
HK$46,509
baseline
▲ 0.50% · 4.625%
HK$49,339
+HK$2,830/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,018/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,687
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$49,993
−HK$1,325/mo
Today · 4.125%
HK$51,318
baseline
▲ 0.50% · 4.625%
HK$54,023
+HK$2,705/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,636/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,517
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,151
−HK$1,659/mo
Today · 4.125%
HK$55,810
baseline
▲ 0.50% · 4.625%
HK$59,206
+HK$3,396/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,620/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,425
−HK$3,156/mo
▼ 0.25% · 3.875%
HK$59,992
−HK$1,589/mo
Today · 4.125%
HK$61,581
baseline
▲ 0.50% · 4.625%
HK$64,827
+HK$3,246/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,162/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,270
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,176
−HK$1,936/mo
Today · 4.125%
HK$65,112
baseline
▲ 0.50% · 4.625%
HK$69,074
+HK$3,962/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$130,224/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,162
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,990
−HK$1,855/mo
Today · 4.125%
HK$71,845
baseline
▲ 0.50% · 4.625%
HK$75,632
+HK$3,787/mo
Deposit HK$5.76M · loan HK$13.43M · min. income ≈ HK$143,690/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,776
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,226
−HK$2,490/mo
Today · 4.125%
HK$83,716
baseline
▲ 0.50% · 4.625%
HK$88,810
+HK$5,094/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$167,432/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,637
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$89,988
−HK$2,384/mo
Today · 4.125%
HK$92,372
baseline
▲ 0.50% · 4.625%
HK$97,241
+HK$4,869/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$184,744/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,727 · Scale 2, in force from 26 Feb 2026)