LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,765
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,127
−HK$1,383/mo
Today · 4.125%
HK$46,510
baseline
▲ 0.50% · 4.625%
HK$49,340
+HK$2,830/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,020/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,688
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$49,994
−HK$1,325/mo
Today · 4.125%
HK$51,319
baseline
▲ 0.50% · 4.625%
HK$54,024
+HK$2,705/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,638/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,518
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,152
−HK$1,660/mo
Today · 4.125%
HK$55,812
baseline
▲ 0.50% · 4.625%
HK$59,208
+HK$3,396/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,624/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,426
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$59,993
−HK$1,590/mo
Today · 4.125%
HK$61,583
baseline
▲ 0.50% · 4.625%
HK$64,829
+HK$3,246/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,166/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,271
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,177
−HK$1,937/mo
Today · 4.125%
HK$65,114
baseline
▲ 0.50% · 4.625%
HK$69,076
+HK$3,962/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,228/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,164
−HK$3,682/mo
▼ 0.25% · 3.875%
HK$69,992
−HK$1,854/mo
Today · 4.125%
HK$71,846
baseline
▲ 0.50% · 4.625%
HK$75,634
+HK$3,788/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,692/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,777
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,228
−HK$2,489/mo
Today · 4.125%
HK$83,717
baseline
▲ 0.50% · 4.625%
HK$88,811
+HK$5,094/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$167,434/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,639
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$89,989
−HK$2,385/mo
Today · 4.125%
HK$92,374
baseline
▲ 0.50% · 4.625%
HK$97,243
+HK$4,869/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$184,748/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,742 · Scale 2, in force from 26 Feb 2026)