LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,768
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,129
−HK$1,383/mo
Today · 4.125%
HK$46,512
baseline
▲ 0.50% · 4.625%
HK$49,342
+HK$2,830/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,024/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,691
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$49,997
−HK$1,325/mo
Today · 4.125%
HK$51,322
baseline
▲ 0.50% · 4.625%
HK$54,027
+HK$2,705/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,644/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,521
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,155
−HK$1,660/mo
Today · 4.125%
HK$55,815
baseline
▲ 0.50% · 4.625%
HK$59,211
+HK$3,396/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,630/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,429
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$59,996
−HK$1,590/mo
Today · 4.125%
HK$61,586
baseline
▲ 0.50% · 4.625%
HK$64,832
+HK$3,246/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,172/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,275
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,181
−HK$1,936/mo
Today · 4.125%
HK$65,117
baseline
▲ 0.50% · 4.625%
HK$69,079
+HK$3,962/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,234/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,167
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,996
−HK$1,854/mo
Today · 4.125%
HK$71,850
baseline
▲ 0.50% · 4.625%
HK$75,638
+HK$3,788/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,700/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,782
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,232
−HK$2,490/mo
Today · 4.125%
HK$83,722
baseline
▲ 0.50% · 4.625%
HK$88,816
+HK$5,094/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$167,444/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,644
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$89,994
−HK$2,385/mo
Today · 4.125%
HK$92,379
baseline
▲ 0.50% · 4.625%
HK$97,248
+HK$4,869/mo
Deposit HK$1.92M · loan HK$17.27M · min. income ≈ HK$184,758/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,781 · Scale 2, in force from 26 Feb 2026)