LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,768
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,130
−HK$1,383/mo
Today · 4.125%
HK$46,513
baseline
▲ 0.50% · 4.625%
HK$49,343
+HK$2,830/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,026/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,692
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$49,998
−HK$1,325/mo
Today · 4.125%
HK$51,323
baseline
▲ 0.50% · 4.625%
HK$54,028
+HK$2,705/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,646/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,522
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,156
−HK$1,660/mo
Today · 4.125%
HK$55,816
baseline
▲ 0.50% · 4.625%
HK$59,212
+HK$3,396/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,632/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,430
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$59,997
−HK$1,590/mo
Today · 4.125%
HK$61,587
baseline
▲ 0.50% · 4.625%
HK$64,833
+HK$3,246/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,174/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,276
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,182
−HK$1,936/mo
Today · 4.125%
HK$65,118
baseline
▲ 0.50% · 4.625%
HK$69,081
+HK$3,963/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,236/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,169
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,997
−HK$1,855/mo
Today · 4.125%
HK$71,852
baseline
▲ 0.50% · 4.625%
HK$75,639
+HK$3,787/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,704/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,783
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,234
−HK$2,489/mo
Today · 4.125%
HK$83,723
baseline
▲ 0.50% · 4.625%
HK$88,818
+HK$5,095/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,446/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,645
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$89,996
−HK$2,385/mo
Today · 4.125%
HK$92,381
baseline
▲ 0.50% · 4.625%
HK$97,250
+HK$4,869/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,762/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,794 · Scale 2, in force from 26 Feb 2026)