LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,770
−HK$2,744/mo
▼ 0.25% · 3.875%
HK$45,131
−HK$1,383/mo
Today · 4.125%
HK$46,514
baseline
▲ 0.50% · 4.625%
HK$49,345
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,028/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,693
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$49,999
−HK$1,325/mo
Today · 4.125%
HK$51,324
baseline
▲ 0.50% · 4.625%
HK$54,029
+HK$2,705/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,648/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,524
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,157
−HK$1,660/mo
Today · 4.125%
HK$55,817
baseline
▲ 0.50% · 4.625%
HK$59,214
+HK$3,397/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,634/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,432
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$59,999
−HK$1,590/mo
Today · 4.125%
HK$61,589
baseline
▲ 0.50% · 4.625%
HK$64,835
+HK$3,246/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,178/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,278
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,184
−HK$1,936/mo
Today · 4.125%
HK$65,120
baseline
▲ 0.50% · 4.625%
HK$69,083
+HK$3,963/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,240/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,171
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$69,999
−HK$1,855/mo
Today · 4.125%
HK$71,854
baseline
▲ 0.50% · 4.625%
HK$75,641
+HK$3,787/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,708/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,785
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$81,236
−HK$2,490/mo
Today · 4.125%
HK$83,726
baseline
▲ 0.50% · 4.625%
HK$88,820
+HK$5,094/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,452/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,648
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$89,999
−HK$2,384/mo
Today · 4.125%
HK$92,383
baseline
▲ 0.50% · 4.625%
HK$97,253
+HK$4,870/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,766/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,815 · Scale 2, in force from 26 Feb 2026)