LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,770
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,132
−HK$1,383/mo
Today · 4.125%
HK$46,515
baseline
▲ 0.50% · 4.625%
HK$49,346
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,030/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,694
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,000
−HK$1,325/mo
Today · 4.125%
HK$51,325
baseline
▲ 0.50% · 4.625%
HK$54,030
+HK$2,705/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,650/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,525
−HK$3,293/mo
▼ 0.25% · 3.875%
HK$54,158
−HK$1,660/mo
Today · 4.125%
HK$55,818
baseline
▲ 0.50% · 4.625%
HK$59,215
+HK$3,397/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,636/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,433
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,000
−HK$1,590/mo
Today · 4.125%
HK$61,590
baseline
▲ 0.50% · 4.625%
HK$64,836
+HK$3,246/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,180/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,279
−HK$3,842/mo
▼ 0.25% · 3.875%
HK$63,185
−HK$1,936/mo
Today · 4.125%
HK$65,121
baseline
▲ 0.50% · 4.625%
HK$69,084
+HK$3,963/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,242/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,172
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$70,000
−HK$1,855/mo
Today · 4.125%
HK$71,855
baseline
▲ 0.50% · 4.625%
HK$75,643
+HK$3,788/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,710/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,787
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,238
−HK$2,489/mo
Today · 4.125%
HK$83,727
baseline
▲ 0.50% · 4.625%
HK$88,822
+HK$5,095/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,454/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,650
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$90,000
−HK$2,385/mo
Today · 4.125%
HK$92,385
baseline
▲ 0.50% · 4.625%
HK$97,255
+HK$4,870/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,770/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,828 · Scale 2, in force from 26 Feb 2026)