LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,771
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,133
−HK$1,383/mo
Today · 4.125%
HK$46,516
baseline
▲ 0.50% · 4.625%
HK$49,347
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,032/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,695
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,001
−HK$1,325/mo
Today · 4.125%
HK$51,326
baseline
▲ 0.50% · 4.625%
HK$54,032
+HK$2,706/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,652/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,526
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,160
−HK$1,660/mo
Today · 4.125%
HK$55,820
baseline
▲ 0.50% · 4.625%
HK$59,216
+HK$3,396/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,640/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,434
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,002
−HK$1,589/mo
Today · 4.125%
HK$61,591
baseline
▲ 0.50% · 4.625%
HK$64,838
+HK$3,247/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,182/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,280
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,186
−HK$1,937/mo
Today · 4.125%
HK$65,123
baseline
▲ 0.50% · 4.625%
HK$69,085
+HK$3,962/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,246/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,173
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,002
−HK$1,855/mo
Today · 4.125%
HK$71,857
baseline
▲ 0.50% · 4.625%
HK$75,644
+HK$3,787/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,714/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,789
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,239
−HK$2,490/mo
Today · 4.125%
HK$83,729
baseline
▲ 0.50% · 4.625%
HK$88,824
+HK$5,095/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,458/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,652
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$90,002
−HK$2,385/mo
Today · 4.125%
HK$92,387
baseline
▲ 0.50% · 4.625%
HK$97,257
+HK$4,870/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,774/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,845 · Scale 2, in force from 26 Feb 2026)