LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,773
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,135
−HK$1,383/mo
Today · 4.125%
HK$46,518
baseline
▲ 0.50% · 4.625%
HK$49,349
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,036/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,697
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,003
−HK$1,325/mo
Today · 4.125%
HK$51,328
baseline
▲ 0.50% · 4.625%
HK$54,034
+HK$2,706/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,656/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,528
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,162
−HK$1,660/mo
Today · 4.125%
HK$55,822
baseline
▲ 0.50% · 4.625%
HK$59,218
+HK$3,396/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,644/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,437
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,004
−HK$1,590/mo
Today · 4.125%
HK$61,594
baseline
▲ 0.50% · 4.625%
HK$64,841
+HK$3,247/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,188/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,282
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,189
−HK$1,936/mo
Today · 4.125%
HK$65,125
baseline
▲ 0.50% · 4.625%
HK$69,088
+HK$3,963/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,250/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,176
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$70,005
−HK$1,854/mo
Today · 4.125%
HK$71,859
baseline
▲ 0.50% · 4.625%
HK$75,647
+HK$3,788/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,718/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,792
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$81,243
−HK$2,490/mo
Today · 4.125%
HK$83,733
baseline
▲ 0.50% · 4.625%
HK$88,828
+HK$5,095/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,466/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,655
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$90,006
−HK$2,385/mo
Today · 4.125%
HK$92,391
baseline
▲ 0.50% · 4.625%
HK$97,261
+HK$4,870/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,782/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,873 · Scale 2, in force from 26 Feb 2026)