LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,775
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,136
−HK$1,384/mo
Today · 4.125%
HK$46,520
baseline
▲ 0.50% · 4.625%
HK$49,350
+HK$2,830/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,040/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,699
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,005
−HK$1,325/mo
Today · 4.125%
HK$51,330
baseline
▲ 0.50% · 4.625%
HK$54,036
+HK$2,706/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,660/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,530
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,164
−HK$1,660/mo
Today · 4.125%
HK$55,824
baseline
▲ 0.50% · 4.625%
HK$59,220
+HK$3,396/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,648/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,439
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,006
−HK$1,590/mo
Today · 4.125%
HK$61,596
baseline
▲ 0.50% · 4.625%
HK$64,843
+HK$3,247/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,192/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,285
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,191
−HK$1,937/mo
Today · 4.125%
HK$65,128
baseline
▲ 0.50% · 4.625%
HK$69,090
+HK$3,962/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,256/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,178
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,007
−HK$1,855/mo
Today · 4.125%
HK$71,862
baseline
▲ 0.50% · 4.625%
HK$75,650
+HK$3,788/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,724/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,794
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,245
−HK$2,491/mo
Today · 4.125%
HK$83,736
baseline
▲ 0.50% · 4.625%
HK$88,831
+HK$5,095/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,472/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,658
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$90,009
−HK$2,385/mo
Today · 4.125%
HK$92,394
baseline
▲ 0.50% · 4.625%
HK$97,264
+HK$4,870/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,788/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,898 · Scale 2, in force from 26 Feb 2026)