LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,776
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,138
−HK$1,383/mo
Today · 4.125%
HK$46,521
baseline
▲ 0.50% · 4.625%
HK$49,352
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,042/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,700
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,007
−HK$1,325/mo
Today · 4.125%
HK$51,332
baseline
▲ 0.50% · 4.625%
HK$54,037
+HK$2,705/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,664/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,531
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,165
−HK$1,660/mo
Today · 4.125%
HK$55,825
baseline
▲ 0.50% · 4.625%
HK$59,222
+HK$3,397/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,650/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,441
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,008
−HK$1,590/mo
Today · 4.125%
HK$61,598
baseline
▲ 0.50% · 4.625%
HK$64,845
+HK$3,247/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,196/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,286
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,193
−HK$1,937/mo
Today · 4.125%
HK$65,130
baseline
▲ 0.50% · 4.625%
HK$69,093
+HK$3,963/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,260/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,181
−HK$3,683/mo
▼ 0.25% · 3.875%
HK$70,009
−HK$1,855/mo
Today · 4.125%
HK$71,864
baseline
▲ 0.50% · 4.625%
HK$75,652
+HK$3,788/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,728/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,797
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$81,248
−HK$2,490/mo
Today · 4.125%
HK$83,738
baseline
▲ 0.50% · 4.625%
HK$88,833
+HK$5,095/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,476/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,661
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$90,012
−HK$2,385/mo
Today · 4.125%
HK$92,397
baseline
▲ 0.50% · 4.625%
HK$97,267
+HK$4,870/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,794/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,920 · Scale 2, in force from 26 Feb 2026)