LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,779
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,140
−HK$1,384/mo
Today · 4.125%
HK$46,524
baseline
▲ 0.50% · 4.625%
HK$49,355
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,048/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,703
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,010
−HK$1,325/mo
Today · 4.125%
HK$51,335
baseline
▲ 0.50% · 4.625%
HK$54,041
+HK$2,706/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,670/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,534
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,169
−HK$1,660/mo
Today · 4.125%
HK$55,829
baseline
▲ 0.50% · 4.625%
HK$59,226
+HK$3,397/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,658/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,444
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,011
−HK$1,591/mo
Today · 4.125%
HK$61,602
baseline
▲ 0.50% · 4.625%
HK$64,849
+HK$3,247/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,204/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,290
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,197
−HK$1,937/mo
Today · 4.125%
HK$65,134
baseline
▲ 0.50% · 4.625%
HK$69,097
+HK$3,963/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,268/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,185
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,013
−HK$1,856/mo
Today · 4.125%
HK$71,869
baseline
▲ 0.50% · 4.625%
HK$75,657
+HK$3,788/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,738/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,802
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$81,253
−HK$2,490/mo
Today · 4.125%
HK$83,743
baseline
▲ 0.50% · 4.625%
HK$88,839
+HK$5,096/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,486/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,666
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$90,017
−HK$2,385/mo
Today · 4.125%
HK$92,402
baseline
▲ 0.50% · 4.625%
HK$97,273
+HK$4,871/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,804/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,964 · Scale 2, in force from 26 Feb 2026)