LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,780
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,142
−HK$1,383/mo
Today · 4.125%
HK$46,525
baseline
▲ 0.50% · 4.625%
HK$49,356
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,050/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,705
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,011
−HK$1,325/mo
Today · 4.125%
HK$51,336
baseline
▲ 0.50% · 4.625%
HK$54,042
+HK$2,706/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,672/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,536
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,170
−HK$1,660/mo
Today · 4.125%
HK$55,830
baseline
▲ 0.50% · 4.625%
HK$59,228
+HK$3,398/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,660/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,446
−HK$3,157/mo
▼ 0.25% · 3.875%
HK$60,013
−HK$1,590/mo
Today · 4.125%
HK$61,603
baseline
▲ 0.50% · 4.625%
HK$64,851
+HK$3,248/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,206/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,292
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,198
−HK$1,937/mo
Today · 4.125%
HK$65,135
baseline
▲ 0.50% · 4.625%
HK$69,099
+HK$3,964/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,270/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,187
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,015
−HK$1,856/mo
Today · 4.125%
HK$71,871
baseline
▲ 0.50% · 4.625%
HK$75,659
+HK$3,788/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,742/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,804
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,255
−HK$2,491/mo
Today · 4.125%
HK$83,746
baseline
▲ 0.50% · 4.625%
HK$88,841
+HK$5,095/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,492/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,669
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$90,020
−HK$2,385/mo
Today · 4.125%
HK$92,405
baseline
▲ 0.50% · 4.625%
HK$97,276
+HK$4,871/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,810/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,985 · Scale 2, in force from 26 Feb 2026)