LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,780
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,142
−HK$1,384/mo
Today · 4.125%
HK$46,526
baseline
▲ 0.50% · 4.625%
HK$49,357
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,052/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,705
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,012
−HK$1,325/mo
Today · 4.125%
HK$51,337
baseline
▲ 0.50% · 4.625%
HK$54,043
+HK$2,706/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,674/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,537
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,171
−HK$1,660/mo
Today · 4.125%
HK$55,831
baseline
▲ 0.50% · 4.625%
HK$59,228
+HK$3,397/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,662/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,446
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,014
−HK$1,590/mo
Today · 4.125%
HK$61,604
baseline
▲ 0.50% · 4.625%
HK$64,851
+HK$3,247/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,208/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,293
−HK$3,843/mo
▼ 0.25% · 3.875%
HK$63,199
−HK$1,937/mo
Today · 4.125%
HK$65,136
baseline
▲ 0.50% · 4.625%
HK$69,100
+HK$3,964/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,272/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,187
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,016
−HK$1,855/mo
Today · 4.125%
HK$71,871
baseline
▲ 0.50% · 4.625%
HK$75,660
+HK$3,789/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,742/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,805
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,256
−HK$2,491/mo
Today · 4.125%
HK$83,747
baseline
▲ 0.50% · 4.625%
HK$88,842
+HK$5,095/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,494/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,670
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$90,021
−HK$2,385/mo
Today · 4.125%
HK$92,406
baseline
▲ 0.50% · 4.625%
HK$97,277
+HK$4,871/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,812/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,993 · Scale 2, in force from 26 Feb 2026)