LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,781
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,143
−HK$1,383/mo
Today · 4.125%
HK$46,526
baseline
▲ 0.50% · 4.625%
HK$49,357
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,052/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,706
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,012
−HK$1,325/mo
Today · 4.125%
HK$51,337
baseline
▲ 0.50% · 4.625%
HK$54,043
+HK$2,706/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,674/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$719,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,537
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,171
−HK$1,660/mo
Today · 4.125%
HK$55,831
baseline
▲ 0.50% · 4.625%
HK$59,229
+HK$3,398/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,662/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,447
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,014
−HK$1,591/mo
Today · 4.125%
HK$61,605
baseline
▲ 0.50% · 4.625%
HK$64,852
+HK$3,247/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,210/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$719,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,293
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,200
−HK$1,937/mo
Today · 4.125%
HK$65,137
baseline
▲ 0.50% · 4.625%
HK$69,100
+HK$3,963/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,274/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,188
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,017
−HK$1,855/mo
Today · 4.125%
HK$71,872
baseline
▲ 0.50% · 4.625%
HK$75,660
+HK$3,788/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,744/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$719,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,805
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,257
−HK$2,490/mo
Today · 4.125%
HK$83,747
baseline
▲ 0.50% · 4.625%
HK$88,843
+HK$5,096/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,494/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,670
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$90,022
−HK$2,385/mo
Today · 4.125%
HK$92,407
baseline
▲ 0.50% · 4.625%
HK$97,278
+HK$4,871/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,814/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$719,998 · Scale 2, in force from 26 Feb 2026)