LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,783
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,145
−HK$1,383/mo
Today · 4.125%
HK$46,528
baseline
▲ 0.50% · 4.625%
HK$49,359
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,056/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,708
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,014
−HK$1,325/mo
Today · 4.125%
HK$51,339
baseline
▲ 0.50% · 4.625%
HK$54,046
+HK$2,707/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,678/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,539
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,174
−HK$1,660/mo
Today · 4.125%
HK$55,834
baseline
▲ 0.50% · 4.625%
HK$59,231
+HK$3,397/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,668/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,449
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,017
−HK$1,590/mo
Today · 4.125%
HK$61,607
baseline
▲ 0.50% · 4.625%
HK$64,855
+HK$3,248/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,214/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,296
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,202
−HK$1,938/mo
Today · 4.125%
HK$65,140
baseline
▲ 0.50% · 4.625%
HK$69,103
+HK$3,963/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,280/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,191
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,020
−HK$1,855/mo
Today · 4.125%
HK$71,875
baseline
▲ 0.50% · 4.625%
HK$75,664
+HK$3,789/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,750/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,809
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,260
−HK$2,491/mo
Today · 4.125%
HK$83,751
baseline
▲ 0.50% · 4.625%
HK$88,847
+HK$5,096/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,502/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,674
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$90,026
−HK$2,385/mo
Today · 4.125%
HK$92,411
baseline
▲ 0.50% · 4.625%
HK$97,282
+HK$4,871/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,822/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,030 · Scale 2, in force from 26 Feb 2026)