LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,783
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,145
−HK$1,384/mo
Today · 4.125%
HK$46,529
baseline
▲ 0.50% · 4.625%
HK$49,360
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,058/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,708
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,015
−HK$1,325/mo
Today · 4.125%
HK$51,340
baseline
▲ 0.50% · 4.625%
HK$54,046
+HK$2,706/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,680/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,540
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,174
−HK$1,660/mo
Today · 4.125%
HK$55,834
baseline
▲ 0.50% · 4.625%
HK$59,232
+HK$3,398/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,668/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,450
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,018
−HK$1,590/mo
Today · 4.125%
HK$61,608
baseline
▲ 0.50% · 4.625%
HK$64,855
+HK$3,247/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,216/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,296
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,203
−HK$1,937/mo
Today · 4.125%
HK$65,140
baseline
▲ 0.50% · 4.625%
HK$69,104
+HK$3,964/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,280/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,192
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,020
−HK$1,856/mo
Today · 4.125%
HK$71,876
baseline
▲ 0.50% · 4.625%
HK$75,664
+HK$3,788/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,752/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,810
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,261
−HK$2,491/mo
Today · 4.125%
HK$83,752
baseline
▲ 0.50% · 4.625%
HK$88,848
+HK$5,096/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,504/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,675
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$90,026
−HK$2,386/mo
Today · 4.125%
HK$92,412
baseline
▲ 0.50% · 4.625%
HK$97,283
+HK$4,871/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,824/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,037 · Scale 2, in force from 26 Feb 2026)