LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,784
−HK$2,745/mo
▼ 0.25% · 3.875%
HK$45,146
−HK$1,383/mo
Today · 4.125%
HK$46,529
baseline
▲ 0.50% · 4.625%
HK$49,361
+HK$2,832/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,058/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,709
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,015
−HK$1,326/mo
Today · 4.125%
HK$51,341
baseline
▲ 0.50% · 4.625%
HK$54,047
+HK$2,706/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,682/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,541
−HK$3,294/mo
▼ 0.25% · 3.875%
HK$54,175
−HK$1,660/mo
Today · 4.125%
HK$55,835
baseline
▲ 0.50% · 4.625%
HK$59,233
+HK$3,398/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,670/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,451
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,018
−HK$1,591/mo
Today · 4.125%
HK$61,609
baseline
▲ 0.50% · 4.625%
HK$64,856
+HK$3,247/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,218/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,297
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,204
−HK$1,937/mo
Today · 4.125%
HK$65,141
baseline
▲ 0.50% · 4.625%
HK$69,105
+HK$3,964/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,282/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,193
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,022
−HK$1,855/mo
Today · 4.125%
HK$71,877
baseline
▲ 0.50% · 4.625%
HK$75,666
+HK$3,789/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,754/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,811
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,262
−HK$2,491/mo
Today · 4.125%
HK$83,753
baseline
▲ 0.50% · 4.625%
HK$88,849
+HK$5,096/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,506/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,676
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$90,028
−HK$2,385/mo
Today · 4.125%
HK$92,413
baseline
▲ 0.50% · 4.625%
HK$97,284
+HK$4,871/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,826/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,048 · Scale 2, in force from 26 Feb 2026)