LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,786
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,148
−HK$1,384/mo
Today · 4.125%
HK$46,532
baseline
▲ 0.50% · 4.625%
HK$49,363
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,064/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,712
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,018
−HK$1,325/mo
Today · 4.125%
HK$51,343
baseline
▲ 0.50% · 4.625%
HK$54,050
+HK$2,707/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,686/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,543
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,178
−HK$1,660/mo
Today · 4.125%
HK$55,838
baseline
▲ 0.50% · 4.625%
HK$59,236
+HK$3,398/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,676/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,454
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,022
−HK$1,590/mo
Today · 4.125%
HK$61,612
baseline
▲ 0.50% · 4.625%
HK$64,860
+HK$3,248/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,224/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,300
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,207
−HK$1,938/mo
Today · 4.125%
HK$65,145
baseline
▲ 0.50% · 4.625%
HK$69,108
+HK$3,963/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,290/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,196
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,025
−HK$1,856/mo
Today · 4.125%
HK$71,881
baseline
▲ 0.50% · 4.625%
HK$75,670
+HK$3,789/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,762/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,815
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,266
−HK$2,491/mo
Today · 4.125%
HK$83,757
baseline
▲ 0.50% · 4.625%
HK$88,854
+HK$5,097/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,514/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,681
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$90,032
−HK$2,386/mo
Today · 4.125%
HK$92,418
baseline
▲ 0.50% · 4.625%
HK$97,289
+HK$4,871/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,836/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,085 · Scale 2, in force from 26 Feb 2026)