LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,787
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,149
−HK$1,384/mo
Today · 4.125%
HK$46,533
baseline
▲ 0.50% · 4.625%
HK$49,364
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,066/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,712
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,019
−HK$1,325/mo
Today · 4.125%
HK$51,344
baseline
▲ 0.50% · 4.625%
HK$54,051
+HK$2,707/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,688/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,544
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,179
−HK$1,660/mo
Today · 4.125%
HK$55,839
baseline
▲ 0.50% · 4.625%
HK$59,237
+HK$3,398/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,678/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,455
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,023
−HK$1,590/mo
Today · 4.125%
HK$61,613
baseline
▲ 0.50% · 4.625%
HK$64,861
+HK$3,248/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,226/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,302
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,208
−HK$1,938/mo
Today · 4.125%
HK$65,146
baseline
▲ 0.50% · 4.625%
HK$69,110
+HK$3,964/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,292/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,197
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,026
−HK$1,856/mo
Today · 4.125%
HK$71,882
baseline
▲ 0.50% · 4.625%
HK$75,671
+HK$3,789/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,764/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,816
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$81,268
−HK$2,491/mo
Today · 4.125%
HK$83,759
baseline
▲ 0.50% · 4.625%
HK$88,855
+HK$5,096/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,518/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,682
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$90,034
−HK$2,386/mo
Today · 4.125%
HK$92,420
baseline
▲ 0.50% · 4.625%
HK$97,291
+HK$4,871/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,840/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,098 · Scale 2, in force from 26 Feb 2026)