LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,789
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,151
−HK$1,384/mo
Today · 4.125%
HK$46,535
baseline
▲ 0.50% · 4.625%
HK$49,366
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,070/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,715
−HK$2,631/mo
▼ 0.25% · 3.875%
HK$50,021
−HK$1,325/mo
Today · 4.125%
HK$51,346
baseline
▲ 0.50% · 4.625%
HK$54,053
+HK$2,707/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,692/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,547
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,181
−HK$1,661/mo
Today · 4.125%
HK$55,842
baseline
▲ 0.50% · 4.625%
HK$59,239
+HK$3,397/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,684/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,457
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,025
−HK$1,591/mo
Today · 4.125%
HK$61,616
baseline
▲ 0.50% · 4.625%
HK$64,864
+HK$3,248/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,232/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,304
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,211
−HK$1,938/mo
Today · 4.125%
HK$65,149
baseline
▲ 0.50% · 4.625%
HK$69,113
+HK$3,964/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,298/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,200
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,029
−HK$1,856/mo
Today · 4.125%
HK$71,885
baseline
▲ 0.50% · 4.625%
HK$75,674
+HK$3,789/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,770/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,820
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,272
−HK$2,490/mo
Today · 4.125%
HK$83,762
baseline
▲ 0.50% · 4.625%
HK$88,859
+HK$5,097/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,524/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,129 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,686
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$90,038
−HK$2,386/mo
Today · 4.125%
HK$92,424
baseline
▲ 0.50% · 4.625%
HK$97,295
+HK$4,871/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,848/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,129 · Scale 2, in force from 26 Feb 2026)