LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,789
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,152
−HK$1,383/mo
Today · 4.125%
HK$46,535
baseline
▲ 0.50% · 4.625%
HK$49,367
+HK$2,832/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,070/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,715
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,022
−HK$1,325/mo
Today · 4.125%
HK$51,347
baseline
▲ 0.50% · 4.625%
HK$54,054
+HK$2,707/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,694/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,547
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,182
−HK$1,661/mo
Today · 4.125%
HK$55,843
baseline
▲ 0.50% · 4.625%
HK$59,240
+HK$3,397/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,686/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,458
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,026
−HK$1,591/mo
Today · 4.125%
HK$61,617
baseline
▲ 0.50% · 4.625%
HK$64,865
+HK$3,248/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,234/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,305
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,212
−HK$1,938/mo
Today · 4.125%
HK$65,150
baseline
▲ 0.50% · 4.625%
HK$69,114
+HK$3,964/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,300/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,202
−HK$3,684/mo
▼ 0.25% · 3.875%
HK$70,031
−HK$1,855/mo
Today · 4.125%
HK$71,886
baseline
▲ 0.50% · 4.625%
HK$75,675
+HK$3,789/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,772/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,821
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$81,273
−HK$2,491/mo
Today · 4.125%
HK$83,764
baseline
▲ 0.50% · 4.625%
HK$88,861
+HK$5,097/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,528/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,688
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$90,039
−HK$2,386/mo
Today · 4.125%
HK$92,425
baseline
▲ 0.50% · 4.625%
HK$97,297
+HK$4,872/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,850/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,141 · Scale 2, in force from 26 Feb 2026)