LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,791
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,153
−HK$1,384/mo
Today · 4.125%
HK$46,537
baseline
▲ 0.50% · 4.625%
HK$49,368
+HK$2,831/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,074/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,717
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,023
−HK$1,326/mo
Today · 4.125%
HK$51,349
baseline
▲ 0.50% · 4.625%
HK$54,055
+HK$2,706/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,698/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,549
−HK$3,295/mo
▼ 0.25% · 3.875%
HK$54,183
−HK$1,661/mo
Today · 4.125%
HK$55,844
baseline
▲ 0.50% · 4.625%
HK$59,242
+HK$3,398/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,688/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,460
−HK$3,158/mo
▼ 0.25% · 3.875%
HK$60,028
−HK$1,590/mo
Today · 4.125%
HK$61,618
baseline
▲ 0.50% · 4.625%
HK$64,866
+HK$3,248/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,236/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,307
−HK$3,844/mo
▼ 0.25% · 3.875%
HK$63,214
−HK$1,937/mo
Today · 4.125%
HK$65,151
baseline
▲ 0.50% · 4.625%
HK$69,116
+HK$3,965/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,302/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,203
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,033
−HK$1,855/mo
Today · 4.125%
HK$71,888
baseline
▲ 0.50% · 4.625%
HK$75,678
+HK$3,790/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,776/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,823
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$81,275
−HK$2,491/mo
Today · 4.125%
HK$83,766
baseline
▲ 0.50% · 4.625%
HK$88,863
+HK$5,097/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$167,532/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,162 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,690
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$90,042
−HK$2,386/mo
Today · 4.125%
HK$92,428
baseline
▲ 0.50% · 4.625%
HK$97,300
+HK$4,872/mo
Deposit HK$1.92M · loan HK$17.28M · min. income ≈ HK$184,856/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,162 · Scale 2, in force from 26 Feb 2026)