LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,794
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,156
−HK$1,384/mo
Today · 4.125%
HK$46,540
baseline
▲ 0.50% · 4.625%
HK$49,372
+HK$2,832/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,080/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,720
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,027
−HK$1,325/mo
Today · 4.125%
HK$51,352
baseline
▲ 0.50% · 4.625%
HK$54,059
+HK$2,707/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,704/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,552
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,187
−HK$1,661/mo
Today · 4.125%
HK$55,848
baseline
▲ 0.50% · 4.625%
HK$59,246
+HK$3,398/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,696/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,464
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,032
−HK$1,591/mo
Today · 4.125%
HK$61,623
baseline
▲ 0.50% · 4.625%
HK$64,871
+HK$3,248/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,246/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,311
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,218
−HK$1,938/mo
Today · 4.125%
HK$65,156
baseline
▲ 0.50% · 4.625%
HK$69,120
+HK$3,964/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,312/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,208
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,037
−HK$1,856/mo
Today · 4.125%
HK$71,893
baseline
▲ 0.50% · 4.625%
HK$75,683
+HK$3,790/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,786/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,828
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$81,280
−HK$2,492/mo
Today · 4.125%
HK$83,772
baseline
▲ 0.50% · 4.625%
HK$88,869
+HK$5,097/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$167,544/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,696
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$90,048
−HK$2,386/mo
Today · 4.125%
HK$92,434
baseline
▲ 0.50% · 4.625%
HK$97,306
+HK$4,872/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$184,868/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,209 · Scale 2, in force from 26 Feb 2026)