LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,795
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,157
−HK$1,384/mo
Today · 4.125%
HK$46,541
baseline
▲ 0.50% · 4.625%
HK$49,373
+HK$2,832/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,082/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,722
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,028
−HK$1,326/mo
Today · 4.125%
HK$51,354
baseline
▲ 0.50% · 4.625%
HK$54,061
+HK$2,707/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,708/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,554
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,189
−HK$1,661/mo
Today · 4.125%
HK$55,850
baseline
▲ 0.50% · 4.625%
HK$59,248
+HK$3,398/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,700/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,466
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,034
−HK$1,591/mo
Today · 4.125%
HK$61,625
baseline
▲ 0.50% · 4.625%
HK$64,873
+HK$3,248/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,250/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,313
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,220
−HK$1,938/mo
Today · 4.125%
HK$65,158
baseline
▲ 0.50% · 4.625%
HK$69,123
+HK$3,965/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,316/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,210
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,039
−HK$1,856/mo
Today · 4.125%
HK$71,895
baseline
▲ 0.50% · 4.625%
HK$75,685
+HK$3,790/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,790/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,831
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$81,283
−HK$2,491/mo
Today · 4.125%
HK$83,774
baseline
▲ 0.50% · 4.625%
HK$88,872
+HK$5,098/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$167,548/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,232 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,699
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$90,051
−HK$2,386/mo
Today · 4.125%
HK$92,437
baseline
▲ 0.50% · 4.625%
HK$97,309
+HK$4,872/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$184,874/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,232 · Scale 2, in force from 26 Feb 2026)