LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,797
−HK$2,746/mo
▼ 0.25% · 3.875%
HK$45,159
−HK$1,384/mo
Today · 4.125%
HK$46,543
baseline
▲ 0.50% · 4.625%
HK$49,375
+HK$2,832/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,086/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,723
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,030
−HK$1,326/mo
Today · 4.125%
HK$51,356
baseline
▲ 0.50% · 4.625%
HK$54,063
+HK$2,707/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,712/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,556
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,191
−HK$1,661/mo
Today · 4.125%
HK$55,852
baseline
▲ 0.50% · 4.625%
HK$59,250
+HK$3,398/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,704/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,468
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,036
−HK$1,591/mo
Today · 4.125%
HK$61,627
baseline
▲ 0.50% · 4.625%
HK$64,875
+HK$3,248/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,254/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,315
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,222
−HK$1,938/mo
Today · 4.125%
HK$65,160
baseline
▲ 0.50% · 4.625%
HK$69,125
+HK$3,965/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$130,320/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,212
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,042
−HK$1,856/mo
Today · 4.125%
HK$71,898
baseline
▲ 0.50% · 4.625%
HK$75,688
+HK$3,790/mo
Deposit HK$5.76M · loan HK$13.44M · min. income ≈ HK$143,796/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,834
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$81,286
−HK$2,491/mo
Today · 4.125%
HK$83,777
baseline
▲ 0.50% · 4.625%
HK$88,875
+HK$5,098/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$167,554/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,702
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$90,054
−HK$2,386/mo
Today · 4.125%
HK$92,440
baseline
▲ 0.50% · 4.625%
HK$97,313
+HK$4,873/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$184,880/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,257 · Scale 2, in force from 26 Feb 2026)