LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,797
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,160
−HK$1,384/mo
Today · 4.125%
HK$46,544
baseline
▲ 0.50% · 4.625%
HK$49,376
+HK$2,832/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,088/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,724
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,031
−HK$1,326/mo
Today · 4.125%
HK$51,357
baseline
▲ 0.50% · 4.625%
HK$54,064
+HK$2,707/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,714/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,557
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,192
−HK$1,661/mo
Today · 4.125%
HK$55,853
baseline
▲ 0.50% · 4.625%
HK$59,251
+HK$3,398/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$111,706/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,469
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,037
−HK$1,591/mo
Today · 4.125%
HK$61,628
baseline
▲ 0.50% · 4.625%
HK$64,876
+HK$3,248/mo
Deposit HK$7.68M · loan HK$11.52M · min. income ≈ HK$123,256/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,316
−HK$3,845/mo
▼ 0.25% · 3.875%
HK$63,224
−HK$1,937/mo
Today · 4.125%
HK$65,161
baseline
▲ 0.50% · 4.625%
HK$69,126
+HK$3,965/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$130,322/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,214
−HK$3,685/mo
▼ 0.25% · 3.875%
HK$70,043
−HK$1,856/mo
Today · 4.125%
HK$71,899
baseline
▲ 0.50% · 4.625%
HK$75,689
+HK$3,790/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$143,798/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,835
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$81,287
−HK$2,492/mo
Today · 4.125%
HK$83,779
baseline
▲ 0.50% · 4.625%
HK$88,877
+HK$5,098/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$167,558/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,703
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$90,056
−HK$2,386/mo
Today · 4.125%
HK$92,442
baseline
▲ 0.50% · 4.625%
HK$97,314
+HK$4,872/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$184,884/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,271 · Scale 2, in force from 26 Feb 2026)