LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,801
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,164
−HK$1,384/mo
Today · 4.125%
HK$46,548
baseline
▲ 0.50% · 4.625%
HK$49,381
+HK$2,833/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$93,096/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,729
−HK$2,632/mo
▼ 0.25% · 3.875%
HK$50,036
−HK$1,325/mo
Today · 4.125%
HK$51,361
baseline
▲ 0.50% · 4.625%
HK$54,069
+HK$2,708/mo
Deposit HK$9.60M · loan HK$9.60M · min. income ≈ HK$102,722/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$720,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,562
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,197
−HK$1,661/mo
Today · 4.125%
HK$55,858
baseline
▲ 0.50% · 4.625%
HK$59,257
+HK$3,399/mo
Deposit HK$7.68M · loan HK$11.53M · min. income ≈ HK$111,716/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,474
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,043
−HK$1,591/mo
Today · 4.125%
HK$61,634
baseline
▲ 0.50% · 4.625%
HK$64,882
+HK$3,248/mo
Deposit HK$7.68M · loan HK$11.53M · min. income ≈ HK$123,268/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,322
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,230
−HK$1,938/mo
Today · 4.125%
HK$65,168
baseline
▲ 0.50% · 4.625%
HK$69,133
+HK$3,965/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$130,336/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,220
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,050
−HK$1,856/mo
Today · 4.125%
HK$71,906
baseline
▲ 0.50% · 4.625%
HK$75,696
+HK$3,790/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$143,812/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,843
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$81,295
−HK$2,492/mo
Today · 4.125%
HK$83,787
baseline
▲ 0.50% · 4.625%
HK$88,885
+HK$5,098/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$167,574/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,339 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,712
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$90,064
−HK$2,386/mo
Today · 4.125%
HK$92,450
baseline
▲ 0.50% · 4.625%
HK$97,324
+HK$4,874/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$184,900/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,339 · Scale 2, in force from 26 Feb 2026)