LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,805
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,167
−HK$1,385/mo
Today · 4.125%
HK$46,552
baseline
▲ 0.50% · 4.625%
HK$49,384
+HK$2,832/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,104/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,732
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,039
−HK$1,326/mo
Today · 4.125%
HK$51,365
baseline
▲ 0.50% · 4.625%
HK$54,073
+HK$2,708/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,730/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,566
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,201
−HK$1,661/mo
Today · 4.125%
HK$55,862
baseline
▲ 0.50% · 4.625%
HK$59,261
+HK$3,399/mo
Deposit HK$7.68M · loan HK$11.53M · min. income ≈ HK$111,724/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,479
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,047
−HK$1,591/mo
Today · 4.125%
HK$61,638
baseline
▲ 0.50% · 4.625%
HK$64,887
+HK$3,249/mo
Deposit HK$7.68M · loan HK$11.53M · min. income ≈ HK$123,276/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,327
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,234
−HK$1,939/mo
Today · 4.125%
HK$65,173
baseline
▲ 0.50% · 4.625%
HK$69,138
+HK$3,965/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$130,346/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,225
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,055
−HK$1,856/mo
Today · 4.125%
HK$71,911
baseline
▲ 0.50% · 4.625%
HK$75,702
+HK$3,791/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$143,822/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,849
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$81,301
−HK$2,492/mo
Today · 4.125%
HK$83,793
baseline
▲ 0.50% · 4.625%
HK$88,892
+HK$5,099/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$167,586/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,394 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,718
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$90,071
−HK$2,387/mo
Today · 4.125%
HK$92,458
baseline
▲ 0.50% · 4.625%
HK$97,331
+HK$4,873/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$184,916/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,394 · Scale 2, in force from 26 Feb 2026)