LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,806
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,169
−HK$1,384/mo
Today · 4.125%
HK$46,553
baseline
▲ 0.50% · 4.625%
HK$49,386
+HK$2,833/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,106/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,734
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,041
−HK$1,326/mo
Today · 4.125%
HK$51,367
baseline
▲ 0.50% · 4.625%
HK$54,074
+HK$2,707/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,734/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,567
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,202
−HK$1,662/mo
Today · 4.125%
HK$55,864
baseline
▲ 0.50% · 4.625%
HK$59,263
+HK$3,399/mo
Deposit HK$7.68M · loan HK$11.53M · min. income ≈ HK$111,728/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,481
−HK$3,159/mo
▼ 0.25% · 3.875%
HK$60,049
−HK$1,591/mo
Today · 4.125%
HK$61,640
baseline
▲ 0.50% · 4.625%
HK$64,889
+HK$3,249/mo
Deposit HK$7.68M · loan HK$11.53M · min. income ≈ HK$123,280/mo (50% DSR)
Upfront cash ≈ HK$8.40M (deposit + AVD stamp duty HK$720,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,328
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,236
−HK$1,938/mo
Today · 4.125%
HK$65,174
baseline
▲ 0.50% · 4.625%
HK$69,140
+HK$3,966/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$130,348/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,227
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,057
−HK$1,856/mo
Today · 4.125%
HK$71,913
baseline
▲ 0.50% · 4.625%
HK$75,704
+HK$3,791/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$143,826/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,851
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$81,304
−HK$2,492/mo
Today · 4.125%
HK$83,796
baseline
▲ 0.50% · 4.625%
HK$88,894
+HK$5,098/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$167,592/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,721
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$90,073
−HK$2,387/mo
Today · 4.125%
HK$92,460
baseline
▲ 0.50% · 4.625%
HK$97,334
+HK$4,874/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$184,920/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,414 · Scale 2, in force from 26 Feb 2026)