LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,807
−HK$2,747/mo
▼ 0.25% · 3.875%
HK$45,170
−HK$1,384/mo
Today · 4.125%
HK$46,554
baseline
▲ 0.50% · 4.625%
HK$49,387
+HK$2,833/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,108/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,735
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,042
−HK$1,326/mo
Today · 4.125%
HK$51,368
baseline
▲ 0.50% · 4.625%
HK$54,076
+HK$2,708/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,736/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,568
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,204
−HK$1,661/mo
Today · 4.125%
HK$55,865
baseline
▲ 0.50% · 4.625%
HK$59,264
+HK$3,399/mo
Deposit HK$7.68M · loan HK$11.53M · min. income ≈ HK$111,730/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,482
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,050
−HK$1,592/mo
Today · 4.125%
HK$61,642
baseline
▲ 0.50% · 4.625%
HK$64,891
+HK$3,249/mo
Deposit HK$7.68M · loan HK$11.53M · min. income ≈ HK$123,284/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,330
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,238
−HK$1,938/mo
Today · 4.125%
HK$65,176
baseline
▲ 0.50% · 4.625%
HK$69,142
+HK$3,966/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$130,352/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,229
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,059
−HK$1,856/mo
Today · 4.125%
HK$71,915
baseline
▲ 0.50% · 4.625%
HK$75,706
+HK$3,791/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$143,830/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,853
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$81,305
−HK$2,492/mo
Today · 4.125%
HK$83,797
baseline
▲ 0.50% · 4.625%
HK$88,896
+HK$5,099/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$167,594/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,723
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$90,076
−HK$2,386/mo
Today · 4.125%
HK$92,462
baseline
▲ 0.50% · 4.625%
HK$97,336
+HK$4,874/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$184,924/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,430 · Scale 2, in force from 26 Feb 2026)