LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,810
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,173
−HK$1,385/mo
Today · 4.125%
HK$46,558
baseline
▲ 0.50% · 4.625%
HK$49,391
+HK$2,833/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,116/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,739
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,046
−HK$1,326/mo
Today · 4.125%
HK$51,372
baseline
▲ 0.50% · 4.625%
HK$54,080
+HK$2,708/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,744/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,572
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,208
−HK$1,661/mo
Today · 4.125%
HK$55,869
baseline
▲ 0.50% · 4.625%
HK$59,269
+HK$3,400/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,738/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,486
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,055
−HK$1,591/mo
Today · 4.125%
HK$61,646
baseline
▲ 0.50% · 4.625%
HK$64,896
+HK$3,250/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,292/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,334
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,242
−HK$1,939/mo
Today · 4.125%
HK$65,181
baseline
▲ 0.50% · 4.625%
HK$69,147
+HK$3,966/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$130,362/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,234
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,064
−HK$1,856/mo
Today · 4.125%
HK$71,920
baseline
▲ 0.50% · 4.625%
HK$75,711
+HK$3,791/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$143,840/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,859
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$81,312
−HK$2,492/mo
Today · 4.125%
HK$83,804
baseline
▲ 0.50% · 4.625%
HK$88,903
+HK$5,099/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$167,608/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,729
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$90,082
−HK$2,387/mo
Today · 4.125%
HK$92,469
baseline
▲ 0.50% · 4.625%
HK$97,343
+HK$4,874/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$184,938/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,484 · Scale 2, in force from 26 Feb 2026)