LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,811
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,174
−HK$1,385/mo
Today · 4.125%
HK$46,559
baseline
▲ 0.50% · 4.625%
HK$49,392
+HK$2,833/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,118/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,740
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,047
−HK$1,326/mo
Today · 4.125%
HK$51,373
baseline
▲ 0.50% · 4.625%
HK$54,081
+HK$2,708/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,746/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,574
−HK$3,296/mo
▼ 0.25% · 3.875%
HK$54,209
−HK$1,661/mo
Today · 4.125%
HK$55,870
baseline
▲ 0.50% · 4.625%
HK$59,270
+HK$3,400/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,740/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,488
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,056
−HK$1,592/mo
Today · 4.125%
HK$61,648
baseline
▲ 0.50% · 4.625%
HK$64,897
+HK$3,249/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,296/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,336
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,244
−HK$1,938/mo
Today · 4.125%
HK$65,182
baseline
▲ 0.50% · 4.625%
HK$69,148
+HK$3,966/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$130,364/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,236
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,066
−HK$1,856/mo
Today · 4.125%
HK$71,922
baseline
▲ 0.50% · 4.625%
HK$75,713
+HK$3,791/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$143,844/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,860
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$81,313
−HK$2,493/mo
Today · 4.125%
HK$83,806
baseline
▲ 0.50% · 4.625%
HK$88,905
+HK$5,099/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$167,612/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,731
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$90,084
−HK$2,387/mo
Today · 4.125%
HK$92,471
baseline
▲ 0.50% · 4.625%
HK$97,346
+HK$4,875/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$184,942/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,501 · Scale 2, in force from 26 Feb 2026)