LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,813
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,176
−HK$1,385/mo
Today · 4.125%
HK$46,561
baseline
▲ 0.50% · 4.625%
HK$49,394
+HK$2,833/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,122/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,742
−HK$2,633/mo
▼ 0.25% · 3.875%
HK$50,049
−HK$1,326/mo
Today · 4.125%
HK$51,375
baseline
▲ 0.50% · 4.625%
HK$54,083
+HK$2,708/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,750/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,576
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,211
−HK$1,662/mo
Today · 4.125%
HK$55,873
baseline
▲ 0.50% · 4.625%
HK$59,273
+HK$3,400/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,746/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,490
−HK$3,160/mo
▼ 0.25% · 3.875%
HK$60,059
−HK$1,591/mo
Today · 4.125%
HK$61,650
baseline
▲ 0.50% · 4.625%
HK$64,900
+HK$3,250/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,300/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,339
−HK$3,846/mo
▼ 0.25% · 3.875%
HK$63,247
−HK$1,938/mo
Today · 4.125%
HK$65,185
baseline
▲ 0.50% · 4.625%
HK$69,151
+HK$3,966/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$130,370/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,239
−HK$3,686/mo
▼ 0.25% · 3.875%
HK$70,069
−HK$1,856/mo
Today · 4.125%
HK$71,925
baseline
▲ 0.50% · 4.625%
HK$75,717
+HK$3,792/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$143,850/mo (50% DSR)
Upfront cash ≈ HK$6.48M (deposit + AVD stamp duty HK$720,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,864
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$81,317
−HK$2,492/mo
Today · 4.125%
HK$83,809
baseline
▲ 0.50% · 4.625%
HK$88,909
+HK$5,100/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$167,618/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,533 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,735
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$90,088
−HK$2,387/mo
Today · 4.125%
HK$92,475
baseline
▲ 0.50% · 4.625%
HK$97,350
+HK$4,875/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$184,950/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,533 · Scale 2, in force from 26 Feb 2026)