LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,816
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,179
−HK$1,385/mo
Today · 4.125%
HK$46,564
baseline
▲ 0.50% · 4.625%
HK$49,397
+HK$2,833/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,128/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,745
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,053
−HK$1,326/mo
Today · 4.125%
HK$51,379
baseline
▲ 0.50% · 4.625%
HK$54,087
+HK$2,708/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,758/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,580
−HK$3,297/mo
▼ 0.25% · 3.875%
HK$54,215
−HK$1,662/mo
Today · 4.125%
HK$55,877
baseline
▲ 0.50% · 4.625%
HK$59,277
+HK$3,400/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,754/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,494
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,063
−HK$1,592/mo
Today · 4.125%
HK$61,655
baseline
▲ 0.50% · 4.625%
HK$64,904
+HK$3,249/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,310/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,343
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,251
−HK$1,939/mo
Today · 4.125%
HK$65,190
baseline
▲ 0.50% · 4.625%
HK$69,156
+HK$3,966/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$130,380/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,243
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,074
−HK$1,856/mo
Today · 4.125%
HK$71,930
baseline
▲ 0.50% · 4.625%
HK$75,722
+HK$3,792/mo
Deposit HK$5.76M · loan HK$13.45M · min. income ≈ HK$143,860/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,869
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$81,323
−HK$2,492/mo
Today · 4.125%
HK$83,815
baseline
▲ 0.50% · 4.625%
HK$88,915
+HK$5,100/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$167,630/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,583 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,741
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$90,095
−HK$2,387/mo
Today · 4.125%
HK$92,482
baseline
▲ 0.50% · 4.625%
HK$97,357
+HK$4,875/mo
Deposit HK$1.92M · loan HK$17.29M · min. income ≈ HK$184,964/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,583 · Scale 2, in force from 26 Feb 2026)