LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,819
−HK$2,748/mo
▼ 0.25% · 3.875%
HK$45,182
−HK$1,385/mo
Today · 4.125%
HK$46,567
baseline
▲ 0.50% · 4.625%
HK$49,401
+HK$2,834/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$93,134/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,748
−HK$2,634/mo
▼ 0.25% · 3.875%
HK$50,056
−HK$1,326/mo
Today · 4.125%
HK$51,382
baseline
▲ 0.50% · 4.625%
HK$54,091
+HK$2,709/mo
Deposit HK$9.61M · loan HK$9.61M · min. income ≈ HK$102,764/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$720,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,583
−HK$3,298/mo
▼ 0.25% · 3.875%
HK$54,219
−HK$1,662/mo
Today · 4.125%
HK$55,881
baseline
▲ 0.50% · 4.625%
HK$59,281
+HK$3,400/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$111,762/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,498
−HK$3,161/mo
▼ 0.25% · 3.875%
HK$60,067
−HK$1,592/mo
Today · 4.125%
HK$61,659
baseline
▲ 0.50% · 4.625%
HK$64,909
+HK$3,250/mo
Deposit HK$7.69M · loan HK$11.53M · min. income ≈ HK$123,318/mo (50% DSR)
Upfront cash ≈ HK$8.41M (deposit + AVD stamp duty HK$720,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,347
−HK$3,847/mo
▼ 0.25% · 3.875%
HK$63,255
−HK$1,939/mo
Today · 4.125%
HK$65,194
baseline
▲ 0.50% · 4.625%
HK$69,161
+HK$3,967/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$130,388/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,248
−HK$3,687/mo
▼ 0.25% · 3.875%
HK$70,078
−HK$1,857/mo
Today · 4.125%
HK$71,935
baseline
▲ 0.50% · 4.625%
HK$75,727
+HK$3,792/mo
Deposit HK$5.77M · loan HK$13.45M · min. income ≈ HK$143,870/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$720,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,875
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$81,328
−HK$2,493/mo
Today · 4.125%
HK$83,821
baseline
▲ 0.50% · 4.625%
HK$88,921
+HK$5,100/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$167,642/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,747
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$90,101
−HK$2,387/mo
Today · 4.125%
HK$92,488
baseline
▲ 0.50% · 4.625%
HK$97,363
+HK$4,875/mo
Deposit HK$1.92M · loan HK$17.30M · min. income ≈ HK$184,976/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$720,631 · Scale 2, in force from 26 Feb 2026)